NEW RESOURCES
- STATE RESOURCE | California Business Comeback Guide
Businesses can refer to the California Business Comeback Guide for an index of all current and forecasted state incentive programs to assist in both recovery and business success. View the Incentives Grants and Financing page on GO-Biz’ website here. - LOCAL RESOURCE | City of San Diego Unclaimed Monies
the Department of Finance receives returned checks that are undeliverable by postal delivery. After a period of one-year, unclaimed monies will become property of the local agency following the 45-day required waiting period after public notice has been provided. All unclaimed monies due to be escheated must be claimed by June 20, 2022. This applies to checks issued prior to March 31, 2021.
Small Businesses
- FEDERAL LOAN | Economic Injury Disaster Loan (EIDL)Loans of up to $500,000 with 24 months of economic injury are available to businesses, private nonprofits, homeowners, and renters who have been negatively impacted by COVID-19. Apply now.
- STATE RESOURCE | California Business Comeback Guide
Businesses can refer to the California Business Comeback Guide for an index of all current and forecasted state incentive programs to assist in both recovery and business success. View the Incentives Grants and Financing page on GO-Biz’ website here. - STATE RESOURCE | Disaster Relief Loan Guarantee Program (DRLGP)
CA Infrastructure and Economic Development Bank (IBANK) is issuing guarantees up to 95 percent on loans up to $1 million for small businesses, including agriculture-related enterprises and non-profits. Apply now through its partner Financial Development Corporations (FDCs). The local FDC is CDC Small Business Finance. - STATE LOAN | California Capital Assistance Program for Small Businesses (CalCAP SB)
CalCAP SB provides loans of up to $5 million to businesses that create jobs and improve the economy. CalCAP lenders within San Diego County include CDC Small Business Finance in Point Loma and First Choice Bank in Chula Vista. Apply now. - LOCAL RESOURCE | City of San Diego Unclaimed Monies
the Department of Finance receives returned checks that are undeliverable by postal delivery. After a period of one-year, unclaimed monies will become property of the local agency following the 45-day required waiting period after public notice has been provided. All unclaimed monies due to be escheated must be claimed by June 20, 2022. This applies to checks issued prior to March 31, 2021. - LOCAL GRANT | Temporary Outdoor Business Operation Grant
The City of San Diego is offering grants up to $3,000 to businesses constructing outdoor decks and platforms compliant with the Americans With Disabilities Act. Apply now. - LOCAL LOAN | CARES Act Revolving Loan Fund (CARES Act RLF)
The CARES Act RLF will provide loans of between $25,000 and $95,000 to City of San Diego or City of Chula Vista businesses. Apply now. - LOCAL LOAN | City of Carlsbad Small Business Loan
The City of Carlsbad offers Carlsbad small businesses loans of between $5,000-$10,000 (for businesses with $2 million or less in gross revenue or 15 or fewer employees) and between $10,000-$25,000 (for businesses with $3 million or less in gross revenue and 50 or fewer employees). Apply now. - LOCAL LOAN | Poway Assistance Recovery Loan (PEARL) Program
The City of Poway offers loan amounts ranging from $5,000 to $50,000 to small businesses in Poway, with no interest due until 90-days after the local state of emergency has ended. Apply now. - PRIVATE LOAN | Accessity
Accessity San Diego offers small business loans to companies that were not able or eligible to secure PPP or EIDL. Apply now.
NON-PROFITS
- STATE RESOURCE | DRLGP
CA Infrastructure and Economic Development Bank (IBANK) is issuing guarantees up to 95 percent on loans up to $1 million for small businesses, including agriculture-related enterprises and non-profits. Apply now through its partner Financial Development Corporations (FDCs). The local FDC is CDC Small Business Finance. - PRIVATE RESOURCE | Business Consulting
The Chairman’s Roundtable is offering pro-bono business consulting to small businesses and non-profits.
ALL Businesses
- FEDERAL LOAN | EIDL
Loans of up to $500,000 with 24 months of economic injury are available to businesses, private nonprofits, homeowners, and renters who have been negatively impacted by COVID-19. Apply now. - FEDERAL GRANT | Targeted EIDL Advance
Businesses and nonprofit organizations that received a previous EIDL Advance in an amount less than $10,000 will have first priority to apply for the Targeted EIDL Advance. The SBA may reach out directly to you via email (@sba.gov) and invite you to apply. - FEDERAL RESOURCE | Export-Import Bank of the United States (EXIM)
EXIM is providing a variety of services to multi-national businesses experiencing economic hardship as a result of COVID-19. Contact Sandra Donzella (Sandra.donzella@exim.gov) for further assistance regarding programs of Export-Import Bank of the United States. - STATE LOAN | California Capital Assistance Program for Small Businesses
CalCAP SB provides loans of up to $5 million to businesses that create jobs and improve the economy. CalCAP lenders within San Diego County include CDC Small Business Finance in Point Loma and First Choice Bank in Chula Vista. Apply now. - STATE RESOURCE | California Business Comeback Guide
Businesses can refer to the California Business Comeback Guide for an index of all current and forecasted state incentive programs to assist in both recovery and business success. View the Incentives Grants and Financing page on GO-Biz’ website here. - STATE RESOURCE | Work Sharing Program
Employers may apply for the Unemployment Insurance (UI) Work Sharing program as a temporary alternative to layoffs. - LOCAL RESOURCE | City of San Diego Unclaimed Monies
the Department of Finance receives returned checks that are undeliverable by postal delivery. After a period of one-year, unclaimed monies will become property of the local agency following the 45-day required waiting period after public notice has been provided. All unclaimed monies due to be escheated must be claimed by June 20, 2022. This applies to checks issued prior to March 31, 2021. - LOCAL GRANT | Temporary Outdoor Business Operation Grant
The City of San Diego is offering grants up to $3,000 to businesses constructing outdoor decks and platforms compliant with the Americans With Disabilities Act. Apply now. - LOCAL LOAN | CARES Act RLF
The CARES Act RLF will provide loans of between $25,000 and $95,000 to City of San Diego or City of Chula Vista businesses. Apply now. - PRIVATE LOAN | Women’s Empowerment Loan Fund (WELF)
Catalyst San Diego and the International Rescue Committee are providing low cost loans of $5,000 – $25,000 to BIPOC woman-owned businesses in San Diego County. Apply now.
Apply to local or private programs
Contact EDC—we’ll help you find or apply to programs like the local grants, free of charge.
Apply to state or federal programs
Contact SBDC—we’ll help you find or apply to programs like SVOG or EIDL, free of charge.
Regulatory Relief and Announcements
San Diego: Still Hiring
Through San Diego: Life. Changing., we’ve partnered with Startup SD and Connect to develop a list of local companies that are hiring. If your SD tech or life sciences company is hiring, you can add yourself to this list here.
San Diego’s Reopening Reference Guides
These documents are meant as guides for navigating the world of COVID-19 regulations and recommendations for re-opening businesses put forth by public authorities and business experts. These guides attempt to consolidate and streamline the business owner’s research process and is not meant as an exhaustive list of resources. We do not offer recommendations on the sufficiency, adequacy, or effectiveness on the measures therein. You can derive no rights or make decisions based on this material.
This guide focuses on health protocols and business advice for small and medium-sized business owners. COVID-19 poses many other critical challenges for society, like unemployment, child care, and mental health, that also deserve diligent attention and intervention.